Free yourself from the burden of debt! Here's a snippet of just one of the ways to rid yourself of your debt: This is a basic rule with banks, pension funds, and insurance firms. The aim is to have assets available when they will be needed. So one should not finance a long-term asset, for instance a house, with a short-term loan from a credit card. One should not use the value of his or her home to pay the bill. Borrowing long-term for a short-term also calls for trouble. For example, if you take a 10-year loan for a secondhand car, you'll still be paying for the loan long after the car has been disposed. Also included are topics on: Strategies of managing debt How to prioritize your debt payments What you need to know before borrowing money Different types of debt Much, much more! 1. Language: English. Narrator: Scott Pollak. Audio sample: http://samples.audible.de/bk/acx0/057192/bk_acx0_057192_sample.mp3. Digital audiobook in aax.
We live in a world that idolizes those who seem to attain overnight; those who arrive at the pinnacle of their pursuit on the fast track. Little is ever mentioned of the fact that some of those overnight successes actually went through a process to get to the summit of their aspirations. In The Quest for Greatness, author Felix Onyango lays out some of the vital principles which when appropriated and effectively deployed, will surely help one to attain enduring greatness and fulfillment of purpose. Here are just a few of the principles you will learn from this book: That greatness only manifests when due process is followed. The importance of tuning in to yourself and playing by your own strings. Chasing your passion instead of your pension. How to exceed expectations and get on the extra-mile level of performance. 1. Language: English. Narrator: Tim Paulson. Audio sample: http://samples.audible.de/bk/acx0/007554/bk_acx0_007554_sample.mp3. Digital audiobook in aax.
Most people spend their entire working lives saving and investing money for their retirement. Sometimes, you can become so focused on this one aspect of retirement that you overlook many other equally important considerations. The number one tip to enjoying a stress-free retirement full of hobbies, travel, or whatever it is you want to do, is to make the most of these next few years by mapping out your transition into this new stage of life. This book will guide you through all aspects of the pre-retirement planning process that you may be unintentionally forgetting, including: Relocating Selling your home vs. retiring in place Budgeting your income Making the most of your Social Security benefits Understanding your pension Insurance options General wellness information A bonus chapter full of resources for soon-to-be retirees And much more! Set yourself up for an enjoyable retirement and feel confident in your planning and execution of this up-and-coming lifestyle change! 1. Language: English. Narrator: Mike Norgaard. Audio sample: http://samples.audible.de/bk/acx0/092226/bk_acx0_092226_sample.mp3. Digital audiobook in aax.
In today's unsettled financial markets, where most pension plans died out with the 20th century and where no one's certain of the future of Social Security, hardworking people turn to financial advisors to guide them to a worry-free financial lifestyle. But do you really know how to find a legitimate financial advisor? Do you understand the jargon advisors use to explain your investments? And, most important, do you know the answers to the most critical questions that will affect your financial future: How much are advisors' fees, and just how safe are the investment choices they make on your behalf? Now more than ever, you need to educate yourself to prepare for your future, whether it's buying a house, paying for college, or saving for retirement. Spending quality time with What Your Financial Advisor Isn't Telling You is the first step to getting on track. This audiobook is a comprehensive guide to the essential unbiased information you need to make smart personal finance decisions and achieve total financial wellness. 1. Language: English. Narrator: Kaye Randye. Audio sample: http://samples.audible.de/bk/high/001023/bk_high_001023_sample.mp3. Digital audiobook in aax.
Are you looking to build up wealth for your family and building riches toward retirement? Do you want to improve your investment returns while taking less risk?Are you looking to find new, effective ways to earn a passive income, getting paid month after month from dividend stocks, but you have no idea how to go about doing it yourself?Well then look no further because this audiobook to dividend investing is the time-tested investment strategy you’ve just been yearning for.These days it seems harder to build wealth towards retirement and lastly to enjoy the fruits of centuries of labor. Perhaps it is due to inflation (greater prices) for health care, education, living costs, rent, and so many other expenses that are needed. Big and stable pensions were the norm when our parents worked. You would be compensated with a heavy pension if you worked hard and remained with a business for many decades. Well, these days are over, sadly. Companies cut expenses wherever they can to demonstrate better earnings. Unfortunately we have to bring retirement into our own hands for this generation. Now that may seem daunting, but if you save cash, invest it correctly.You can exceed any pension owned / owned by your parents or their grandparents. Saving for retirement appears almost impossible. In your bank account, you scarcely get any interest. I don't understand about you, but on my saving account I get less than 0.1 percent interest! In view of this issue, let me ask you three questions:What if I informed you that there was a good investment strategy that could provide decades of predictable cash flow?What if I told you there was an investment strategy that would enable you to live 2 percent to 5 percent of your lifetime portfolio without having to sell stock or touch your principal?What if I told you this one approach was pursued by the world's most promising investor. Hint: Warren Buffett is here, and he's worth more t 1. Language: English. Narrator: Brian Housewert. Audio sample: http://samples.audible.de/bk/acx0/162274/bk_acx0_162274_sample.mp3. Digital audiobook in aax.
More than two decades ago, when former Wall Street portfolio analyst Judith H. McQuown first sat down to write the inaugural edition of Inc. Yourself, the incorporation of a small company was a fairly simple procedure undertaken by relatively few refugees from the then-burgeioning safe haven of big-time corporate America. But while the appeal and the underlying need for striking out on one's own have increased markedly in the interim, the continual passage of major tax-law changes had ensured that incorporation is no longer such an uncomplicated process. Accordingly, in her best-selling primer, McQuown outlines the core information necessary to turn any enterprise into a separate legal entity replete with all the rights, privileges, and liabilities that such a move entails. But she also updates those suggestions for today's small businesses whenever appropriate, and bolsters them with important details on newly available options for pension plans, organizing the venture, and sheltering its income from taxation. A former Wall Street analyst and New York City Senior Investment Analyst, Judith McQuown became exasperated by the glass ceiling women faced and formed Judith H. McQuown & Co., Inc. Her business provides writing and editorial services to the financial and publishing industries. She is the author of eight other books and conducts Inc. Yourself seminars nationwide. Alyson Scadron Branner currently hangs her rain boots in Seattle. She is an active voiceover and theatre artist up and down the West Coast, as well as in Toronto. 1. Language: English. Narrator: Alyson Scadron Branner. Audio sample: http://samples.audible.de/bk/live/000433/bk_live_000433_sample.mp3. Digital audiobook in aax.
Congratulations on picking up this audiobook and taking time to educate yourself about one of the most powerful wealth-building and accumulation vehicles available to the tax-paying citizens of the United States. As a certified public accountant (CPA), I compiled this brief guide on SEP IRA, or the Simplified Employee Pension Individual Retirement Account, because several of my friends and family who are self-employed and business owners kept asking me how to start one, and what it entails. After hearing about it from friends, and from repeated mentions in media publications, they all wanted to know how they could use this medium to accumulate and build wealth over time. Like I've done with other specialized financial topics in the past, I have compiled this guide to efficiently explain how to use this vehicle to accumulate and build wealth to several self-employed business owners out there who may have the same questions. As an entrepreneur, business owner, certified public accountant, and someone who has his own SEP IRA plan, I hope you will find this information helpful and actionable so that you too can take advantage of it immediately. 1. Language: English. Narrator: Allen Prohaska. Audio sample: http://samples.audible.de/bk/acx0/029506/bk_acx0_029506_sample.mp3. Digital audiobook in aax.
After working hard all our lives, it is only right that we take a decent retirement to enjoy the fruits of our labor with our loved ones. Unfortunately, when it comes to having enough to survive, most of the Baby Boomer population are going to strongly rely on the government and state pensions to help them financially. Don't be one of those numbers though - despite being over 50, you shouldn't in any way feel that you are too old to start considering the idea of becoming rich. With the advancement of the Internet, it is becoming easier than ever to develop residual income. In this book, I will show you how to actually go about creating such income streams, including: Top money making secrets for retirees How the Internet has actually provided more ways to become wealthy Some of the easiest ways for you to create some online residual income streams And much more! It is not too late to prepare yourself if the worst occurs and your state pension were to suddenly cease. Use the wisdom and knowledge of your years to start earning you some income today! 1. Language: English. Narrator: Shane Morris. Audio sample: http://samples.audible.de/bk/acx0/048646/bk_acx0_048646_sample.mp3. Digital audiobook in aax.
Have you always wanted to put your money to work in the stock market and earn passive income with dividend stocks? What would you be able to achieve with a step-by-step guide designed to help you get started with investing in dividend stocks? Imagine not having to rely solely on a salary or a pension to survive. Imagine having the time, money, and freedom to pursue things you're passionate about, whether it's gardening, hiking, reading, restoring a classic car, or simply spending time with your loved ones.This audiobook can help you can create this lifestyle for yourself and your loved ones! You'll discover:Why investing in dividend stocks can position you to benefit tremendously from the “Baby Boomer Boost” (Chapter 1)Which certain industry sectors tend to have a higher dividend payout ratio and why? (Chapter 2)How to time your stock purchase around ex-dividend dates so as to take advantage of discounted share prices (Chapter 2)Why a stock that is showing growth beyond its sustainable rate may indicate some red flags. (Chapter 2)5 critical questions you need to ask in order to assess if a company’s debt volume will affect your dividend payment (Chapter 3)And much, much more! Whether you're a student, corporate executive, entrepreneur, or stay-at-home parent, the knowledge gained from listening to this audiobook can set the stage for a financial transformation.If you're ready to build and grow a steady stream of passive dividend income, Grab your copy of this audiobook today! 1. Language: English. Narrator: Randal Schaffer. Audio sample: http://samples.audible.de/bk/acx0/153307/bk_acx0_153307_sample.mp3. Digital audiobook in aax.