Free yourself from the burden of debt! Here's a snippet of just one of the ways to rid yourself of your debt: This is a basic rule with banks, pension funds, and insurance firms. The aim is to have assets available when they will be needed. So one should not finance a long-term asset, for instance a house, with a short-term loan from a credit card. One should not use the value of his or her home to pay the bill. Borrowing long-term for a short-term also calls for trouble. For example, if you take a 10-year loan for a secondhand car, you'll still be paying for the loan long after the car has been disposed. Also included are topics on: Strategies of managing debt How to prioritize your debt payments What you need to know before borrowing money Different types of debt Much, much more! 1. Language: English. Narrator: Scott Pollak. Audio sample: http://samples.audible.de/bk/acx0/057192/bk_acx0_057192_sample.mp3. Digital audiobook in aax.
There was never a player quite like Dudley before he came and there will surely never be another one. He was the most versatile player in football history, college and pro. An NFL team today suits up eight men to play the positions Bill played by himself in a single season. He won the only Quadruple Crown in NFL history, leading the league in rushing, punt returns, interceptions, and lateral passes in 1946. He also won the NFL MVP award in 1946 with the Pittsburgh Steelers, even though he played in the NFL at five-foot 10, 175 pounds. When he arrived for his first training camp with the Steelers in 1942, the stadium guards wouldn't let him through the gate. They didn't believe he was a football player. After that training camp, he was Rookie of the Year and second in MVP voting, leading the league in rushing. He was defensive player of the year in 1947. He is the only player elected Most Valuable Player in college, the pros, and the military. He was a hall of fame inductee, college and pro. There are 11 ways to score in a football game. Bill scored using 10 of them. He once crawled for a touchdown. He also played on a Major League Baseball exhibition team while serving in the Pacific during World War II. All this from an athlete who didn't make his high school football team until his junior year. He didn't play in a game until his senior year. He was president of the NFL Alumni Association for 12 years during the struggle for pension parity for old-time players who were in the league before 1959. He introduced the gold jacket into the NFL Hall of Fame induction ceremony. 1. Language: English. Narrator: Jim Dudley. Audio sample: http://samples.audible.de/bk/acx0/080448/bk_acx0_080448_sample.mp3. Digital audiobook in aax.
Finally Jackson Donne has it figured out. After giving up on the private investigation business, he's looking toward the future - one that involves getting married to Kate Ellison. Kate's got him focused on living the good life: planning the wedding, finishing college, and anticipating a romantic Hawaiian honeymoon. Until an anonymous email with a link and an old picture of him on the police force shows up in his mailbox. And once Donne clicks the link, nothing else in his life matters. Bill Martin has it easy. The police detective spends his time drinking coffee and chasing down people who don't pay their parking tickets. The plan is to keep his head down until his pension kicks in and he can live the even-easier life. That all stops the day Jackson Donne shows up at his office. When Jackson Donne clicked on the link, he saw a live stream of the one thing he never expected to see. Six years ago his fiancée, Jeanne Baker, died in a car accident with a drunk driver. Or so Donne thought. Because when his web browser opens, he's taken to a video of Jeanne bound to a chair, bruised and screaming, but very much alive. He starts to investigate but quickly finds out he's lost most of his contacts over the years. The live stream has stopped working. The police hold a grudge that stems back to the days when he turned in his corrupt police colleagues, and neither they nor the FBI are willing to believe a dead girl's been kidnapped. As his investigation goes down one blind alley after another, Donne's obsession with finding Jeanne grows. He begins pushing everyone away. Kate, seeing all he's worked for slipping away, begs Donne to tell her what's going on. And when he refuses, she's left angry and with no choice but to leave him. Vulnerable and alone,but unable to stop looking, Donne turns to Bill Martin - the only man to love Jeanne as much as he did - for help. And that decision could cost Donne everything. 1. Language: English. Narrator: Andy Caploe. Audio sample: http://samples.audible.de/bk/adbl/022994/bk_adbl_022994_sample.mp3. Digital audiobook in aax.
The elite aren't afraid of laws or regulators or voters. The only thing they fear is an uprising of the people. That fear is about to be realized. The man who now calls himself Thomas Paine lived by the rules. He went to college, served in combat, raised a family, and paid his taxes. Then his employer went bankrupt, taking his pension and his family's medical insurance with it. After his wife's death from cancer, he's vowed to bring about a second Bill of Rights using targeted vigilante violence against the politicians, banksters, and sinister CEO's he considers the "real public enemies." Can FBI Special Agent Darren Medlin stop Paine, or will too many who have watched the American Dream turn into the American Nightmare join his "American Insurgency"? And what about ambitious but principled young talk show host Crystal Dickerson? By using her show to announce his threats and demands, Paine thrusts her into a spotlight she's not yet ready for, and into conflict with both Medlin and the entrenched special interests that stand to lose if these amendments are adopted. Which direction will the country turn? Can targeted vigilante violence really force true political reform and save democracy, or will it just provoke massive government repression, and perhaps even widespread martial law? Is it possible that the insurgency will spawn a successful non-violent third party, or will government squash that as well? What important decisions will Dickerson have to make, and how far will Medlin go before he draws his own line in the sand? 1. Language: English. Narrator: Dan Woren. Audio sample: http://samples.audible.de/bk/acx0/057824/bk_acx0_057824_sample.mp3. Digital audiobook in aax.
Collectively, people think and act in ways that are different from how they think and act as individuals. Understanding these differences, says William (Bill) Bonner, a longtime maverick observer of the financial world and the vagaries of the investing public, is vital to preserving your wealth and personal dignity. From the witch hunts of the early modern world to the war on terror, from the dot-com mania to the real-estate bubble, people have always been caught up in frauds, conceits, and wild guesses - often with devastating results. Now Bonner and co-author Lila Rajiva show groupthink at work in an improbable array of instances throughout history and reveal why swimming against the current pays. They explain why people so often abandon good sense and good behavior to "follow the crowd" and show you how to avoid getting caught up in the public spectacles around you. If an investor merely recognizes the way mob sentiment works, he is far ahead of others. Ordinary people turn billions of dollars worth of their hard-earned money over to brokers and fund managers daily, believing that these strangers will give them back even more. Why? This audiobook demonstrates that investors are in fact caught between a rock and a soft place - between the private world they can understand and master and the misleading public spectacle of the markets. "The farther away you get from your investments, and the less you suffer the consequences if they go bad, the worse your performance will be," say Bonner and Rajiva. "That's why 'collective' investments like index-linked funds, mutual funds, hedge funds, insurance funds, and pension funds are usually so bad. The investors are too far from the facts, and the managers are too far from the consequences." 1. Language: English. Narrator: Erik Synnestvedt. Audio sample: http://samples.audible.de/bk/gdan/000116/bk_gdan_000116_sample.mp3. Digital audiobook in aax.
The financial condition of the Indian states is seriously dismal over the years. Most of these states used debt fiance for funding their deficits. Interest bill, salary and pension bill have consumed a substantial part of the states' own revenue. Capital expenditures of the states were relatively low over the years. From the beginning of the decade of the new millennium, different newspapers and electronic media have been discussing about the dismal financial position of the Government of West Bengal. Few agencies have questioned about whether the Government of West Bengal is in a debt trap or not. Our objective in this study is to find out the real financial problems of the Government of West Bengal during the study period and to see whether there is any truth in the view about the deteriorating condition of the Government of West Bengal.
#1 NATIONAL BESTSELLER Finalist for the National Business Book Award 'An interesting read.' &#8212; Warren Buffet &#8220;The definitive volume on the life and career of two-time Railway Age Railroader of the Year Ewing Hunter Harrison III.&#8221; Railway Age &#8220;Green plays to his strengths in Railroader:.... Green also excels at narrating the deals that shaped Harrison&#8217;s career.... Green&#8217;s immersion in the world of high finance and familiarity with the view from the C-suite really shines through. And more than three hundred hours of interviews with Harrison, his family, and close associates paint a detailed, intimate portrait of the man himself.&#8221; &#8212; Freight Waves &#8220;Thorough, readable, and expansive biography.... This is ultimately a business book, but reveals much about Harrison the person.&#8221; &#8212; TownVibe Ridgefield &#8220;New and engaging biography.... What Green delivers in Railroader is insight into Hunter the man, and his paradox.... Howard Green has written a Jim-dandy of a book.&#8221; &#8212; Railway Age &#8220;Green&#8217;s book offers new insights into the development of Harrison's business model.... It also reveals a CEO that although a demanding workaholic was also passionate about developing talent around him.... Green&#8217;s book is a frank account of his career. It doesn&#8217;t shy away from hot topics, like Harrison&#8217;s poor health when he began at CSX, and it digs deeper into stories that have been &#8216;Hunterized.&#8217;.... It also shares revelations from the deals that never were.&#8221; &#8212; Jacksonville Business Journal &#8220;Well-researched.... Green paints a picture of a colorful and complex self-made man.... Green unearths a few previously untold stories of corporate intrigue.... Green adds rich insider details to Harrison&#8217;s public exploits.... Harrison critics and fans alike will find Railroader to be an engaging, insightful look at the man who could be funny and furious, charming and tough, but always interesting.&#8221; &#8212; Trains &#8220;Filled with telling details.... Incisive and well-balanced biography.&#8221; &#8212; Journal of Commerce &#8220;Hunter Harrison was a colorful man with a zest for life and a passion for railroading. He was certainly the greatest modern manager of these massive networks of commerce that undergird industrial society. Railroader is the story of an interesting life and the intricacies of complex managerial challenges, woven into an enjoyable and highly informative book.&#8221; &#8212; Frederick W. Smith, chairman and CEO, FedEx Corporation &#8220; Railroader presents both a fascinating business story with global resonance and a very personal tale of a life fully lived in a &#8216;no-holds barred&#8217; fashion to the very end. It is a brilliant profile of an enigmatic, somewhat obsessed, railroad mercenary, who turned his industry on its head, with new benchmarks for future generations of leaders. Lots of juicy learnings throughout.&#8221; &#8212; Calin Rovinescu, president & CEO, Air Canada &#8220;Precision railroading was his vision and unbending will his advantage. In this tightly written account of Hunter Harrison&#8217;s fifty years of extraordinary achievement, Howard Green has captured the essence of the man. A valuable history and, as well, a great read.&#8221; &#8212; Bill Downe, former president & CEO, BMO Financial Group &#8220;A great read. Railroader offers a balanced view of Hunter Harrison&#8217;s complex personality. Hunter Harrison, like Steve Jobs, is proof that a strong, knowledgeable leader with a vision can make a huge difference.&#8221; &#8212; Jim Keohane, president & CEO, Healthcare of Ontario Pension Plan &#8220;A riveting, up-close profile of one of the most successful and controversial CEOs of the modern era. Railroader is a master class in sharp-elbowed management in a fabled industry. Part hard ass, part mentor, part preacher, Hunter Harrison goes from one railroad to