Bei Tilda Apfelkern und ihren Freunden herrscht große Aufregung. Ein neuer Pfarrer zieht im Heckenrosenweg ein und plötzlich steht auch eine neue Kirchenmaus vor Tildas Tür und will in ihrem Haus wohnen. Nur gut, dass Igel Rupert in jeder Notlage etwas einfällt. Auch als das Wertierchen Humphrey großes Heimweh plagt und Tilda eine Pension für Stadtmäuse eröffnen will, kann sie sich auf die anderen verlassen. Mit vereinten Kräften bestehen die Freunde jedes Abenteuer. Sprecher Stephan Schad gibt jedem Bewohner des Heckenrosenwegs liebevoll eine eigene Stimme, auch beim Singen eines exklusiven A-capella-Arrangements des Liedes "Es tagt, der Sonne Morgenstrahl" von Werner Gneist. Musik von Jens Kronbügel rundet das Hörvergnügen ab. Aus dem Inhalt: Kirchenmäuserecht; Vergissmeinnicht; Pistazienpudding; Pension Apfelkern; Eine Seefahrt, die ist stürmisch; Im stillen Grunde; Vor(schul)freude; Sally ; Alles muss raus. Das Hörbuch basiert auf dem gleichnamigen Buch aus dem Arena Verlag. 1. Sprache: Deutsch. Erzähler: Stephan Schad. Hörprobe: http://samples.audible.de/bk/jumb/000921/bk_jumb_000921_sample.mp3. Digitales Hörbuch im AAX Format.
Social Security and Living Arrangements ab 48.99 € als Taschenbuch: Impact of pension reform and housing market on the living arrangements of older persons in Brazil. Aus dem Bereich: Bücher, Wissenschaft, Sozialwissenschaft,
A critical point made by several macroeconomic growth models is the key role of savings in driving economic growth. Pension funds are an essential form of savings which are implicitly long term in nature and can also a useful tool for promoting economic growth, as they make substantial funds available for infrastructure development and other long term investment. This book argues that the nature of compulsory contributory pension savings, as is the case in Nigeria following the Pension reforms act of 2004, bring about a crowding out of other short and medium term savings and therefore constrains the volume of funds available for shorter term investments. Mandatory pensions arrangements determine the total private savings rates in particular and national savings rates in general. Hence, the pensions design can be used as a business cycle policy instrument in which case the dampening effect on the economy depends crucially on the "crowding-out effects" on other forms of private savings. Hence, this book also gives an indication of the extent to which individuals perceive locked in pension savings as substitutable for money in more liquid savings instruments.
Pension administration in the United States is the act of performing various types of yearly service on an organizational retirement plan, such as a 401(k), profit sharing plan, defined benefit plan, or cash balance plan. Increasingly these plan types are also being implemented in combination arrangements for greater contribution potential, such as the pairing of a cash balance plan with some variety of 401(k). The basic purpose of Pension Administration is to insure that an organizational retirement plan does not discriminate against the lower level employees while also insuring that the plan is not used as an abusive tax shelter.
Pensionomics puts forward a portfolio perspective on the combination of funded and unfunded pension arrangements. In a second-best type argument it is formally shown that a Pay-As-You-Go pension system can substitute the tradability of human capital. While this ideal form of diversification can not be implemented due to the imperfection of capital markets, one can design a typical Pay-As-You-Go system in such a way that it allows for the same intertemporal consumption allocations as the first-best solution.
The book "Stocks and Exchange - the only Book you need" is intended for the general public from 11 to 85 years. Although the book is easily understandable, it describes in detail the parameters, which are ideal for safe and profitable investments in stocks or companies - whether short term or long term. When to sell or buy? This is technical and fundamental analysis at its finest. Which stocks can finance your pension with dividend payments? This book is the result of many years of practice and study of relevant literature. The book describes the strategies of the most famous investors and also my own experiences with stocks. Investment funds and pension insurance are discussed. The book contains a little information on business economics for investors and a lot of important information about the business on the stock exchange. The courses of three economic crises and crashes are investigated. The small lexicon explains 195 technical terms. There are some case studies about investors, companies and their stocks. Also described is the investment in gold, commodities and derivatives. Because the state expects ever more personal responsibility for your retirement arrangements, this book is also a very meaningful gift for your younger family members. Unfortunately there are only very few profound and above all honest books on shares thereby making this one all the more valuable.
This book presents an innovative demographic toolkit known as the ProFamy extended cohort-component method for the projection of household structures and living arrangements with empirical applications to the United States, the largest developed country, and China, the largest developing country. The ProFamy method uses demographic rates as inputs to project detailed distributions of household types and sizes, living arrangements of all household members, and population by age, sex, race/ethnicity, and urban/rural residence at national, sub-national, or small area levels. It can also project elderly care needs and costs, pension deficits, and household consumption. The ProFamy method presented herein has substantial merits compared to the traditional headship rate method, which is not linked to demographic rates and projects limited household types without other household members than "heads".The book consists of four parts. The first part presents the methodology, data, estimation issues, and empirical assessments. The next parts present applications in the United States (part two) and China (part three), concerning demographic, social, economic, and business research, policy analysis, including forecasting future trends of household type/size, elderly living arrangements, disability, and home-based care costs, and household consumption including housing and vehicles. The fourth part includes a user's guide for the ProFamy software to project households, living arrangements, and home-based consumptions.This book offers an invaluable toolkit for researchers, analysts and students in academic, public and private businesses, whose work is related to levels and rates of change in households, population and consumption patterns.
This book employs an innovative approach to explore the topic of flexicurity and related changes in the working world, the importance of which for the overall economic and social development is gradually being recognised. It focuses on the changing nature of work and its impact on EU law and national labour and social security laws. Though the transformation of regulatory and institutional frameworks of labour relations follows different patterns in different EU Member States, it is nevertheless a common phenomenon that offers an excellent opportunity for mutual learning experiences and comparing notes on best practices.Taking these ideas as a starting point, the book presents a collection of research on various aspects and implications of changing labour relations in the EU Member States. The opening chapters address the internal market dimension of the transformation of employment relations by investigating how social dumping, integration of migrant workers, and cross-border mergers influence national labour policies and laws. The book further analyses linguistic and terminological challenges in the field of labour law in the EU's multi-lingual legal environment. Subsequent chapters cover various theoretical and practical issues, such as the impact of chain-liability regulatory models on the legal situation of workers in subcontracting networks, and modern work arrangements in the collaborative or 'gig' economy. Other chapters are dedicated to issues of jurisdiction and law applicable to individual employment contracts, as well as alternative resolution mechanisms in labour disputes. The next section offers fresh insights on and a critical overview of the well-known Danish and Dutch models of flexicurity, often cited as role models for reforms of labour markets in other EU Member States. Three individual chapters investigate specific aspects of flexicurity in Croatia, in terms of individual dismissals, life-long learning and the impact of non-standard employment on future pension entitlements. One paper explores temporary agency work in Germany as an important instrument of flexicurity, while another discusses various forms of work used in Slovenia in the context of flexibilization of work relations. Many challenges still lie ahead, and the primary aim of this book is to provide a solid basis for informed future discussions.